Your situation is unique. We take that seriously.


JSK Financial was built on the foundation that relationships matter. The best financial decisions for you depend on your unique goals, values, and circumstances. We make sure we know what those are. 


Everything you need, in one place.


We're both CPAs and CFPs, which means our experience is well-rounded and vast. We can meet all of your financial needs while delivering superior service at a reasonable cost.

We believe that having an integrated financial plan in place will ensure you are prepared to weather today’s uncertain economy. We understand how challenging it can be to create a plan and stick to it. We will make sure you stay on track and reach your goals while considering your whole financial picture.

We have offices in Annapolis, MD and Asheville, NC, where we serve clients nationwide.



financial planning

We'll make a plan that fits your needs, not ours. Your goals are our priority and we want you to feel secure. Let us help you get there.


Let us implement an investment portfolio that will provide the return you need to reach your goals. We'll limit your risk, while remaining cost effective and tax efficient.

Tax Services

The more you pay, the lower your investment return. We maximize your wealth by looking at the overall picture. Taxes are an important part of that.

We're a part of your community.



Jim Kantowski, CFP®, CPA

When he's not busy building on his 20 years experience, you'll find him involved in his community. He is on the board of the Financial Education Foundation and co-founder of Fish For a Cure. He also coaches basketball and baseball for his four children.




Samantha Winogrond, CPA
Financial Advisor


A previous small business owner herself, Samantha understands your needs. She also understands what it's like to balance work with cyclocross racing, a toddler, and traveling.


Cynthia Davila
Associate Financial Planner


When she is not sharing her financial literacy knowledge with others, she is exploring Maryland’s many hiking trails with her husband and three rescue pups.


Yvonne Talbott Scoggins
Client Services


She uses her 18 years experience to make interactions efficient, effective, and enjoyable. She balances her commitment to client experience with kayaking, hiking, and exploring with her family.

Ginger Vance
Client Services


With over 15 years experience, she knows what you need. When she's not making our clients' lives better, Ginger loves to travel with her family and advocate for quality education in her community.